/* =====================================================================
   LAINAFY – PÄÄTYYLIT
   ===================================================================== */

:root {
	--c-bg:        #f8fafc;
	--c-bg-alt:    #ffffff;
	--c-bg-soft:   #eef2f7;
	--c-ink:       #0a2540;
	--c-ink-2:     #1f2c4a;
	--c-muted:     #5b6b85;
	--c-line:      #e3e9f2;
	--c-primary:   #0a2540;
	--c-primary-2: #1e3a8a;
	--c-accent:    #10b981;
	--c-accent-2:  #059669;
	--c-warn:      #f59e0b;
	--c-danger:    #ef4444;

	--grad-primary: linear-gradient(135deg, #0a2540 0%, #1e3a8a 60%, #2563eb 100%);
	--grad-accent:  linear-gradient(135deg, #10b981 0%, #059669 100%);
	--grad-soft:    linear-gradient(180deg, #f8fafc 0%, #eef2f7 100%);

	--r-sm: 8px; --r-md: 14px; --r-lg: 20px; --r-xl: 28px; --r-pill: 999px;
	--shadow-sm: 0 1px 2px rgba(10,37,64,.06), 0 2px 6px rgba(10,37,64,.04);
	--shadow-md: 0 4px 12px rgba(10,37,64,.08), 0 12px 32px rgba(10,37,64,.06);
	--shadow-lg: 0 12px 24px rgba(10,37,64,.10), 0 30px 60px rgba(10,37,64,.10);
	--t-fast: 150ms ease;
	--t-base: 220ms cubic-bezier(.2,.7,.2,1);
	--font-sans: 'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
	--font-display: 'Sora', 'Inter', system-ui, sans-serif;
	--container: 1180px;
	--container-narrow: 820px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
	html { scroll-behavior: auto; }
	*, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; }
}

body {
	margin: 0;
	font-family: var(--font-sans);
	font-size: 16px;
	line-height: 1.6;
	color: var(--c-ink);
	background: var(--c-bg);
	-webkit-font-smoothing: antialiased;
	text-rendering: optimizeLegibility;
}

img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }

h1, h2, h3, h4 {
	font-family: var(--font-display);
	font-weight: 800;
	letter-spacing: -.01em;
	color: var(--c-ink);
	margin: 0 0 .4em;
	line-height: 1.15;
}
h1 { font-size: clamp(2.2rem, 4.6vw, 3.8rem); letter-spacing: -.025em; }
h2 { font-size: clamp(1.7rem, 2.6vw, 2.4rem); letter-spacing: -.02em; }
h3 { font-size: 1.15rem; }

p { margin: 0 0 1em; }

.screen-reader-text {
	clip:rect(1px,1px,1px,1px); position:absolute !important;
	height:1px; width:1px; overflow:hidden;
}

/* Containers */
.lainafy-container { width: 100%; max-width: var(--container); margin-inline: auto; padding-inline: clamp(1rem, 3vw, 2rem); }
.lainafy-container--narrow { max-width: var(--container-narrow); }

.lainafy-section-head { text-align:center; margin-bottom:2.5rem; max-width:720px; margin-inline:auto; }
.lainafy-section-head p { color: var(--c-muted); font-size: 1.05rem; margin: 0; }
.lainafy-section-head--row { display:flex; justify-content:space-between; align-items:end; text-align:left; max-width:none; flex-wrap:wrap; gap:1rem; }
.lainafy-section-head--row > div { flex: 1; min-width: 280px; }

/* Skip link */
.lainafy-skip-link { position:absolute; left:-9999px; top:0; background:var(--c-ink); color:white; padding:.75rem 1rem; z-index:1000; }
.lainafy-skip-link:focus { left:1rem; top:1rem; }

/* Buttons */
.lainafy-btn {
	display: inline-flex; align-items: center; gap: .55rem;
	padding: .8rem 1.4rem; border-radius: var(--r-pill);
	font-weight: 600; font-size: .98rem; border: 0;
	text-decoration: none;
	transition: transform var(--t-base), box-shadow var(--t-base), background var(--t-base), color var(--t-base);
	white-space: nowrap; cursor: pointer; line-height: 1;
}
.lainafy-btn--sm { padding: .6rem 1.05rem; font-size: .9rem; }
.lainafy-btn--lg { padding: 1rem 1.7rem; font-size: 1rem; }
.lainafy-btn--primary { background: var(--grad-primary); color: #fff; box-shadow: 0 4px 14px rgba(30,58,138,.3); }
.lainafy-btn--primary:hover { transform: translateY(-2px); box-shadow: 0 10px 24px rgba(30,58,138,.4); }
.lainafy-btn--accent { background: var(--grad-accent); color:#fff; box-shadow: 0 4px 14px rgba(16,185,129,.35); }
.lainafy-btn--accent:hover { transform: translateY(-2px); box-shadow: 0 10px 24px rgba(16,185,129,.45); }
.lainafy-btn--ghost { background: rgba(255,255,255,.6); backdrop-filter: blur(8px); color: var(--c-ink); border: 1px solid var(--c-line); }
.lainafy-btn--ghost:hover { background: #fff; transform: translateY(-2px); box-shadow: var(--shadow-md); }
.lainafy-btn--outline { background: transparent; color: var(--c-ink); border: 1.5px solid var(--c-line); }
.lainafy-btn--outline:hover { border-color: var(--c-ink); }

/* Header */
.lainafy-header {
	position: sticky; top: 0; z-index: 50;
	background: rgba(255,255,255,.8);
	backdrop-filter: saturate(180%) blur(14px);
	-webkit-backdrop-filter: saturate(180%) blur(14px);
	border-bottom: 1px solid transparent;
	transition: border-color var(--t-base), background var(--t-base);
}
.lainafy-header.is-scrolled { border-bottom-color: var(--c-line); }
.lainafy-header__inner { display:flex; align-items:center; gap:1rem; height:70px; }

.lainafy-logo {
	display:inline-flex; align-items:center; gap:.55rem;
	font-family: var(--font-display); font-weight:800; font-size:1.25rem;
	color: var(--c-ink); letter-spacing:-.02em;
}
.lainafy-logo__mark { width:32px; height:32px; display:inline-block; }
.lainafy-logo__mark svg { width:100%; height:100%; }
.lainafy-logo__dot { color: var(--c-accent); }
.lainafy-logo--light { color: white; }

.lainafy-nav { margin-left:auto; }
.lainafy-nav__list, .lainafy-nav-mobile__list {
	display:flex; gap:2rem; margin:0; padding:0; list-style:none;
}
.lainafy-nav a {
	color: var(--c-ink-2); font-weight:500; font-size:.95rem; position:relative;
}
.lainafy-nav a::after {
	content:''; position:absolute; left:0; right:0; bottom:-6px;
	height:2px; background: var(--c-accent);
	transform: scaleX(0); transform-origin:center;
	transition: transform var(--t-base);
}
.lainafy-nav a:hover::after { transform: scaleX(1); }

.lainafy-header__cta { margin-left:1rem; }

.lainafy-nav-toggle {
	display:none; width:42px; height:42px;
	background:transparent; border:1px solid var(--c-line); border-radius:10px;
	margin-left:auto; position:relative;
}
.lainafy-nav-toggle span {
	position:absolute; left:10px; right:10px; height:2px;
	background: var(--c-ink); transition: transform var(--t-base), opacity var(--t-base);
}
.lainafy-nav-toggle span:nth-child(1) { top: 14px; }
.lainafy-nav-toggle span:nth-child(2) { top: 20px; }
.lainafy-nav-toggle span:nth-child(3) { top: 26px; }
.lainafy-nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.lainafy-nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity:0; }
.lainafy-nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

.lainafy-nav-mobile { display:none; background:white; border-top:1px solid var(--c-line); }
.lainafy-nav-mobile.is-open { display:block; }
.lainafy-nav-mobile__list { flex-direction:column; gap:.6rem; padding:1rem 1.25rem 1.25rem; }
.lainafy-nav-mobile a { font-weight:600; }

/* Hero */
.lainafy-hero {
	position: relative; padding: clamp(3rem,8vw,6rem) 0 clamp(3rem,6vw,5rem);
	overflow: hidden; isolation: isolate;
}
.lainafy-hero__bg {
	position:absolute; inset:0; z-index:-1;
	background:
		radial-gradient(1200px 600px at 80% -10%, rgba(99,102,241,.15), transparent 60%),
		radial-gradient(900px 500px at 0% 110%, rgba(16,185,129,.15), transparent 60%),
		var(--grad-soft);
}
.lainafy-hero__blob {
	position:absolute; border-radius:50%; filter:blur(60px); opacity:.6;
	animation: lainafy-float 16s ease-in-out infinite alternate;
}
.lainafy-hero__blob--a { width:380px; height:380px; background: rgba(99,102,241,.35); top:-80px; right:8%; }
.lainafy-hero__blob--b { width:320px; height:320px; background: rgba(16,185,129,.30); bottom:-100px; left:5%; animation-delay:-6s; }
@keyframes lainafy-float { 0% { transform:translate(0,0) scale(1); } 100% { transform:translate(40px,-30px) scale(1.08); } }
.lainafy-hero__grid {
	position:absolute; inset:0;
	background-image:
		linear-gradient(rgba(10,37,64,.04) 1px, transparent 1px),
		linear-gradient(90deg, rgba(10,37,64,.04) 1px, transparent 1px);
	background-size: 56px 56px;
	mask-image: radial-gradient(ellipse 60% 50% at 50% 40%, black 30%, transparent 75%);
	-webkit-mask-image: radial-gradient(ellipse 60% 50% at 50% 40%, black 30%, transparent 75%);
}
.lainafy-hero__inner { text-align:center; position:relative; }

.lainafy-eyebrow {
	display:inline-flex; align-items:center; gap:.5rem;
	background: rgba(255,255,255,.7); border:1px solid var(--c-line); border-radius: var(--r-pill);
	padding:.4rem .9rem; font-size:.82rem; font-weight:600; color: var(--c-muted);
	margin: 0 0 1.4rem; backdrop-filter: blur(8px);
}
.lainafy-eyebrow__dot {
	width:8px; height:8px; border-radius:50%; background: var(--c-accent);
	box-shadow: 0 0 0 4px rgba(16,185,129,.18);
	animation: lainafy-pulse 2s ease-in-out infinite;
}
@keyframes lainafy-pulse {
	0%,100% { box-shadow: 0 0 0 0 rgba(16,185,129,.4); }
	50%     { box-shadow: 0 0 0 8px rgba(16,185,129,0); }
}
.lainafy-hero__lead { max-width:640px; margin:1.2rem auto 2rem; font-size: clamp(1.05rem,1.4vw,1.18rem); color: var(--c-ink-2); }
.lainafy-hero__cta { display:flex; gap:.8rem; justify-content:center; flex-wrap:wrap; margin-bottom:2.5rem; }
.lainafy-hero__usps {
	list-style:none; margin:0; padding:0; display:flex; gap:1.6rem;
	justify-content:center; flex-wrap:wrap; font-size:.92rem; color: var(--c-ink-2);
}
.lainafy-hero__usps li { display:inline-flex; align-items:center; gap:.4rem; }
.lainafy-usp-ico { width:18px; height:18px; background: var(--c-accent); color:white; border-radius:50%; display:inline-grid; place-items:center; font-size:.7rem; font-weight:800; }

/* Calculator */
.lainafy-calc { padding: clamp(3rem,6vw,5rem) 0; background: var(--c-bg-alt); }
.lainafy-calc__wrap {
	background: white; border:1px solid var(--c-line); border-radius: var(--r-lg);
	box-shadow: var(--shadow-md); padding: clamp(1.5rem, 3vw, 2.5rem);
	max-width: 920px; margin: 0 auto;
}
.lainafy-calc__grid {
	display: grid;
	gap: 1.6rem;
	grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
	margin-bottom: 1.6rem;
}
.lainafy-calc__field {
	display: flex;
	flex-direction: column;
	gap: .55rem;
	min-width: 0;
}
.lainafy-calc__label-text {
	font-weight: 600;
	font-size: .9rem;
	color: var(--c-muted);
	letter-spacing: .01em;
}
.lainafy-calc__input {
	position: relative;
	display: flex;
	align-items: center;
	background: var(--c-bg);
	border: 1.5px solid var(--c-line);
	border-radius: var(--r-md);
	transition: border-color var(--t-base), box-shadow var(--t-base);
	min-width: 0;
}
.lainafy-calc__input:focus-within {
	border-color: var(--c-primary-2);
	box-shadow: 0 0 0 3px rgba(30,58,138,.12);
}
.lainafy-calc__input input[type=number] {
	flex: 1;
	min-width: 0;
	width: 100%;
	padding: .65rem .75rem;
	border: 0;
	background: transparent;
	font: 700 1.25rem var(--font-display);
	color: var(--c-ink);
	outline: none;
	text-align: right;
	-moz-appearance: textfield;
}
.lainafy-calc__input input[type=number]::-webkit-outer-spin-button,
.lainafy-calc__input input[type=number]::-webkit-inner-spin-button {
	-webkit-appearance: none;
	margin: 0;
}
.lainafy-calc__unit {
	padding: 0 .9rem 0 .35rem;
	font: 600 1rem var(--font-display);
	color: var(--c-muted);
	white-space: nowrap;
	user-select: none;
}
.lainafy-calc__range {
	width: 100%;
	accent-color: var(--c-primary-2);
	margin: 0;
	cursor: pointer;
}
.lainafy-calc__result {
	display:grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap:1rem;
	background: var(--grad-soft); border-radius: var(--r-md); padding: 1.2rem 1.4rem; margin-bottom: 1rem;
}
.lainafy-calc__result strong { font-family: var(--font-display); display:block; font-size: 1.15rem; color: var(--c-ink); margin-top:.15rem; white-space: nowrap; }
.lainafy-calc__big { font-size: 2rem !important; line-height: 1.1; color: var(--c-primary-2) !important; }
.lainafy-calc__label { font-size:.75rem; color: var(--c-muted); font-weight:600; text-transform:uppercase; letter-spacing:.04em; }
.lainafy-calc__disclaimer { font-size:.82rem; color: var(--c-muted); margin: 0 0 1.2rem; }

/* Comparison */
.lainafy-comparison { padding: clamp(3rem,6vw,5rem) 0; background: var(--grad-soft); }
.lainafy-sort {
	display:inline-flex; align-items:center; gap:.6rem;
	background:white; border:1px solid var(--c-line); border-radius: var(--r-pill);
	padding:.35rem .35rem .35rem 1rem; box-shadow: var(--shadow-sm);
}
.lainafy-sort label { font-size:.85rem; color: var(--c-muted); font-weight:500; }
.lainafy-sort select {
	border:0; background: var(--c-bg-soft); border-radius: var(--r-pill);
	padding:.5rem 1rem; font: inherit; font-size:.9rem; font-weight:600; color: var(--c-ink); cursor:pointer;
}
.lainafy-loans { display:grid; gap:1rem; }
.lainafy-empty { padding: 2rem; text-align:center; background:white; border:1px dashed var(--c-line); border-radius: var(--r-lg); color: var(--c-muted); }
.lainafy-legal-note { margin-top: 2rem; font-size:.85rem; color: var(--c-muted); text-align:center; }

/* Loan card */
.lainafy-loan {
	background:white; border:1px solid var(--c-line); border-radius: var(--r-lg);
	padding: 1.5rem; display:grid;
	grid-template-columns: minmax(200px, 1fr) 2fr auto;
	gap: 1.5rem; align-items:center; position:relative;
	transition: transform var(--t-base), box-shadow var(--t-base), border-color var(--t-base);
	overflow:hidden;
}
.lainafy-loan::before { content:''; position:absolute; left:0; top:0; bottom:0; width:4px; background: var(--brand, var(--c-primary-2)); opacity:.9; }
.lainafy-loan:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); border-color: transparent; }
.lainafy-loan__brand { display:flex; align-items:center; gap:1rem; }
.lainafy-loan__logo {
	width:60px; height:60px; border-radius:14px;
	display:grid; place-items:center; overflow:hidden;
	flex: 0 0 auto; background: var(--c-bg-soft);
}
.lainafy-loan__logo--lg { width:84px; height:84px; }
.lainafy-loan-initials {
	width:100%; height:100%;
	display:grid; place-items:center;
	background: var(--brand, var(--c-primary-2)); color: white;
	font-family: var(--font-display); font-weight:800; font-size:1.15rem; letter-spacing:.02em;
}
.lainafy-loan__logo .lainafy-loan-logo-img { width:100%; height:100%; object-fit: contain; padding: 6px; background: white; }
.lainafy-loan__name { font-family: var(--font-display); font-weight:800; font-size:1.2rem; margin:0; color: var(--c-ink); }
.lainafy-loan__highlight {
	display:inline-block; margin-top:.25rem;
	font-size:.72rem; font-weight:700; letter-spacing:.04em; text-transform:uppercase;
	color: var(--c-accent-2); background: rgba(16,185,129,.12);
	padding:.2rem .55rem; border-radius: var(--r-pill);
}
.lainafy-loan__stats { display:grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap:.6rem 1.4rem; margin:0; }
.lainafy-loan__stats--lg { gap: 1rem 2rem; margin-top: 1rem; }
.lainafy-stat { display:flex; flex-direction:column; }
.lainafy-stat dt { font-size:.72rem; font-weight:600; color: var(--c-muted); letter-spacing:.04em; text-transform:uppercase; }
.lainafy-stat dd { font-family: var(--font-display); font-weight:700; font-size:1.05rem; color: var(--c-ink); margin:0; }
.lainafy-loan__cta { display:flex; flex-direction:column; gap:.55rem; align-items:stretch; min-width:200px; }
.lainafy-loan__cta .lainafy-btn { justify-content:center; }
.lainafy-loan__expand {
	background:transparent; border:0; color: var(--c-muted); font-size:.85rem; font-weight:600;
	cursor:pointer; padding:.35rem; display:inline-flex; align-items:center; justify-content:center; gap:.3rem;
}
.lainafy-loan__expand:hover { color: var(--c-ink); }
.lainafy-loan__expand[aria-expanded="true"] .lainafy-chev { transform: rotate(180deg); }
.lainafy-chev { transition: transform var(--t-base); display:inline-block; }
.lainafy-loan__details { grid-column: 1/-1; border-top:1px dashed var(--c-line); padding-top:1.2rem; margin-top:.6rem; }
.lainafy-loan__details[hidden] { display:none; }
.lainafy-loan__meta { display:grid; gap:.3rem .8rem; grid-template-columns: max-content 1fr; font-size:.95rem; color: var(--c-ink-2); margin:.8rem 0 0; }
.lainafy-loan__meta dt { font-weight:700; color: var(--c-muted); font-size:.75rem; letter-spacing:.04em; text-transform:uppercase; padding-top:.15rem; }
.lainafy-loan__meta dd { margin:0; }
.lainafy-loan__rep { font-size:.82rem; color: var(--c-muted); margin-top:1rem; border-top:1px dashed var(--c-line); padding-top:.8rem; }

/* Single-laina */
.lainafy-single-hero { padding: clamp(2.5rem, 5vw, 4rem) 0 clamp(2rem, 4vw, 3rem); background: var(--grad-soft); }
.lainafy-single-hero__excerpt { font-size: 1.1rem; color: var(--c-ink-2); margin: 1rem 0 1.4rem; }
.lainafy-breadcrumbs { font-size:.85rem; color: var(--c-muted); margin-bottom: 1.2rem; }
.lainafy-breadcrumbs ol { list-style:none; margin:0; padding:0; display:flex; flex-wrap:wrap; gap:.4rem; }
.lainafy-breadcrumbs li:not(:last-child)::after { content: '›'; margin-left:.4rem; color: var(--c-muted); }
.lainafy-breadcrumbs a { color: var(--c-primary-2); }

.lainafy-single-body { padding: clamp(2rem,4vw,3rem) 0; background: var(--c-bg-alt); }
.lainafy-single-body section { margin-bottom: 2rem; }
.lainafy-prose { font-size: 1.05rem; color: var(--c-ink-2); }
.lainafy-prose h2 { margin-top: 2rem; }
.lainafy-prose ul, .lainafy-prose ol { padding-left: 1.4em; }

.lainafy-list { list-style:none; padding:0; margin:0; display:grid; gap:.55rem; }
.lainafy-list li { display:flex; gap:.6rem; align-items: flex-start; }
.lainafy-list li::before { content:'•'; color: var(--c-accent-2); font-weight:800; }
.lainafy-list--pro li::before { content:'✓'; color: var(--c-accent-2); }
.lainafy-list--con li::before { content:'✕'; color: var(--c-danger); }

.lainafy-proscons__grid { display:grid; grid-template-columns: 1fr 1fr; gap: 1.2rem; }
.lainafy-proscons__col { background: var(--c-bg-soft); padding: 1.2rem; border-radius: var(--r-md); }
.lainafy-proscons__col--pro { border-left: 4px solid var(--c-accent-2); }
.lainafy-proscons__col--con { border-left: 4px solid var(--c-danger); }
.lainafy-proscons__col h3 { margin-top:0; }

.lainafy-rep-box { background: var(--c-bg-soft); border-radius: var(--r-md); padding: 1.4rem; }
.lainafy-rep-example { font-size:.9rem; color: var(--c-muted); margin: 1rem 0 0; }

.lainafy-related { padding-top: 1rem; }
.lainafy-related__grid { display:grid; gap: 1rem; }
.lainafy-related__grid--posts { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }

/* Steps */
.lainafy-steps { padding: clamp(3rem,6vw,5rem) 0; background: var(--c-bg-alt); }
.lainafy-steps__grid { list-style:none; margin:0; padding:0; display:grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap:1.2rem; }
.lainafy-step { background:white; border:1px solid var(--c-line); border-radius: var(--r-lg); padding: 1.6rem; position:relative; transition: transform var(--t-base), box-shadow var(--t-base); }
.lainafy-step:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.lainafy-step__num { display:grid; place-items:center; width:44px; height:44px; border-radius:50%; background: var(--grad-primary); color:white; font-family: var(--font-display); font-weight:800; font-size:1.05rem; margin-bottom:.9rem; }
.lainafy-step h3 { margin:0 0 .4rem; font-size:1.15rem; }
.lainafy-step p { color: var(--c-muted); margin:0; font-size:.95rem; }

/* Features */
.lainafy-features { padding: clamp(3rem,6vw,5rem) 0; background: var(--grad-soft); }
.lainafy-features__grid { display:grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap:1rem; }
.lainafy-feature { background:white; border:1px solid var(--c-line); border-radius: var(--r-lg); padding: 1.5rem 1.4rem; transition: transform var(--t-base), box-shadow var(--t-base); }
.lainafy-feature:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.lainafy-feature__ico { width:50px; height:50px; display:grid; place-items:center; border-radius:14px; background: var(--grad-soft); font-size:1.4rem; margin-bottom:.9rem; }
.lainafy-feature h3 { font-size: 1.1rem; margin: 0 0 .35rem; }
.lainafy-feature p { color: var(--c-muted); margin: 0; font-size: .95rem; }

/* FAQ */
.lainafy-faq { padding: clamp(3rem,6vw,5rem) 0; background: var(--c-bg-alt); }
.lainafy-faq__list { display:grid; gap:.7rem; }
.lainafy-faq__item { background:white; border:1px solid var(--c-line); border-radius: var(--r-md); padding: 1rem 1.3rem; transition: border-color var(--t-base), box-shadow var(--t-base); }
.lainafy-faq__item[open] { border-color: var(--c-primary-2); box-shadow: var(--shadow-sm); }
.lainafy-faq__item summary {
	cursor:pointer; font-family: var(--font-display); font-weight:700; font-size:1.02rem; color: var(--c-ink);
	list-style:none; display:flex; justify-content:space-between; align-items:center; gap:1rem;
}
.lainafy-faq__item summary::-webkit-details-marker { display:none; }
.lainafy-faq__item summary::after { content: '+'; font-size: 1.6rem; font-weight: 300; color: var(--c-muted); transition: transform var(--t-base); line-height:1; }
.lainafy-faq__item[open] summary::after { content: '−'; }
.lainafy-faq__item p { margin: .8rem 0 0; color: var(--c-ink-2); }

/* CTA band */
.lainafy-cta-band { padding: clamp(3rem,5vw,4rem) 0; background: var(--grad-primary); color: white; position:relative; overflow:hidden; }
.lainafy-cta-band::before { content:''; position:absolute; inset:0; background: radial-gradient(circle at 80% 0%, rgba(16,185,129,.3), transparent 50%), radial-gradient(circle at 0% 100%, rgba(99,102,241,.3), transparent 50%); }
.lainafy-cta-band__inner { position:relative; display:flex; justify-content:space-between; align-items:center; gap:2rem; flex-wrap:wrap; }
.lainafy-cta-band h2 { color:white; margin:0; }
.lainafy-cta-band p { margin: .4rem 0 0; opacity:.85; }

/* Blog */
.lainafy-blog-archive { padding: clamp(2.5rem, 5vw, 4rem) 0 6rem; }
.lainafy-cat-chips { display:flex; flex-wrap:wrap; gap:.4rem; margin: 1rem 0 2rem; }
.lainafy-chip { padding:.35rem .9rem; background:white; border:1px solid var(--c-line); border-radius: var(--r-pill); font-size:.9rem; font-weight:600; color: var(--c-ink-2); transition: all var(--t-base); }
.lainafy-chip:hover { border-color: var(--c-primary-2); color: var(--c-primary-2); }
.lainafy-chip.is-active { background: var(--c-ink); color:white; border-color: var(--c-ink); }
.lainafy-search { display:flex; gap:.6rem; margin-bottom: 1.4rem; }
.lainafy-search input { flex:1; padding:.8rem 1rem; border:1px solid var(--c-line); border-radius: var(--r-pill); background:white; }
.lainafy-posts { display:grid; gap:1rem; }
.lainafy-post-card { background:white; border:1px solid var(--c-line); border-radius: var(--r-lg); overflow:hidden; transition: transform var(--t-base), box-shadow var(--t-base); }
.lainafy-post-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.lainafy-post-card img { width:100%; height: 200px; object-fit: cover; }
.lainafy-post-card h2, .lainafy-post-card h3 { font-size: 1.15rem; margin: 0 0 .4rem; }
.lainafy-post-card--list { display:grid; grid-template-columns: 280px 1fr; gap: 0; }
.lainafy-post-card--list .lainafy-post-card__image img { width:100%; height: 100%; min-height:180px; object-fit: cover; }
.lainafy-post-card__body { padding: 1.4rem 1.6rem; }
.lainafy-link-arrow { color: var(--c-primary-2); font-weight: 600; }
.lainafy-pagination { margin-top: 2rem; display:flex; gap:.4rem; flex-wrap:wrap; justify-content:center; }
.lainafy-pagination .page-numbers { padding:.5rem .9rem; background:white; border:1px solid var(--c-line); border-radius: var(--r-sm); color: var(--c-ink-2); }
.lainafy-pagination .current { background: var(--c-ink); color:white; border-color: var(--c-ink); }

.lainafy-post { padding: clamp(2.5rem, 5vw, 4rem) 0 4rem; background: var(--c-bg-alt); }
.lainafy-post__head { margin-bottom: 2rem; }
.lainafy-post__lead { color: var(--c-muted); font-size: 1.15rem; }
.lainafy-post__image { margin: 1.4rem 0; border-radius: var(--r-lg); overflow:hidden; }
.lainafy-post__image img { width:100%; height:auto; }
.lainafy-post__foot { margin-top: 2rem; border-top:1px solid var(--c-line); padding-top:1rem; color: var(--c-muted); }
.lainafy-page { padding: clamp(2.5rem, 5vw, 4rem) 0 4rem; background: var(--c-bg-alt); }

/* Footer */
.lainafy-footer { background: var(--c-ink); color: rgba(255,255,255,.85); padding: 4rem 0 1.5rem; font-size:.92rem; }
.lainafy-footer__grid { display:grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 2.5rem; }
.lainafy-footer__brand p { color: rgba(255,255,255,.65); max-width: 280px; margin-top: .9rem; }
.lainafy-footer h4 { color:white; font-size:.9rem; text-transform: uppercase; letter-spacing:.08em; margin: 0 0 1rem; }
.lainafy-footer__col ul { list-style:none; margin:0; padding:0; display:grid; gap:.55rem; }
.lainafy-footer__col a { color: rgba(255,255,255,.7); transition: color var(--t-base); }
.lainafy-footer__col a:hover { color:white; }
.lainafy-footer__legal { border-top:1px solid rgba(255,255,255,.1); margin-top:3rem; padding-top:1.5rem; font-size:.8rem; color: rgba(255,255,255,.55); }
.lainafy-affiliate-disclosure { color: rgba(255,255,255,.65); margin-bottom: .5rem; }
.lainafy-affiliate-disclosure strong { color:white; }

/* Cookie banner */
.lainafy-cookie-banner {
	position: fixed; left:50%; transform: translateX(-50%);
	bottom: 1rem; max-width: 920px; width: calc(100% - 2rem);
	background:white; border:1px solid var(--c-line); border-radius: var(--r-lg);
	box-shadow: var(--shadow-lg); padding: 1.2rem 1.4rem; z-index: 200;
}
.lainafy-cookie-banner__inner { display:grid; gap:1rem; grid-template-columns: 1fr auto; align-items:center; }
.lainafy-cookie-banner h3 { margin: 0 0 .35rem; font-size: 1rem; }
.lainafy-cookie-banner p  { margin: 0; font-size:.92rem; color: var(--c-ink-2); }
.lainafy-cookie-banner__actions { display:flex; flex-wrap:wrap; gap:.4rem; align-items:center; justify-content:flex-end; }
.lainafy-cookie-custom { border-top: 1px dashed var(--c-line); margin-top: 1rem; padding-top: 1rem; display:grid; gap:.8rem; }
.lainafy-cookie-custom__opt label { font-weight:600; display:flex; gap:.5rem; align-items:center; }
.lainafy-cookie-custom__opt p { margin:.2rem 0 0 1.6rem; font-size:.85rem; color: var(--c-muted); }
.lainafy-cookie-reopen {
	position: fixed; bottom: 1.2rem; left: 1.2rem; z-index: 199;
	width: 48px; height: 48px; border-radius: 50%; background: white;
	border:1px solid var(--c-line); box-shadow: var(--shadow-md); font-size: 1.2rem;
}

/* Reveal */
.lainafy-reveal { opacity:0; transform: translateY(20px); transition: opacity .6s ease, transform .6s cubic-bezier(.2,.7,.2,1); }
.lainafy-reveal.is-visible { opacity:1; transform: translateY(0); }

/* Responsive */
@media (max-width: 900px) {
	.lainafy-nav, .lainafy-header__cta { display: none; }
	.lainafy-nav-toggle { display: block; }
	.lainafy-loan { grid-template-columns: 1fr; gap: 1rem; }
	.lainafy-loan__cta { min-width: 0; }
	.lainafy-proscons__grid { grid-template-columns: 1fr; }
	.lainafy-post-card--list { grid-template-columns: 1fr; }
	.lainafy-sort { width: 100%; }
	.lainafy-sort select { flex: 1; }
	.lainafy-footer__grid { grid-template-columns: 1fr 1fr; }
	.lainafy-cookie-banner__inner { grid-template-columns: 1fr; }
}
@media (max-width: 540px) {
	.lainafy-loan__stats { grid-template-columns: repeat(2, 1fr); }
	.lainafy-footer__grid { grid-template-columns: 1fr; }
	.lainafy-hero__usps { gap: .9rem 1.2rem; }
	.lainafy-calc__row input[type=number] { width: 80px; }
}

:focus-visible { outline: 3px solid #93c5fd; outline-offset: 2px; border-radius: 4px; }