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Compare loans

Updated 12.5.2026

Compare loans easily and save hundreds of euros

Free and transparent loan comparison – no registration required.

  • Free and no obligations
  • Anonymous comparison
  • Reliable lenders
  • Decision often the same day

Loan calculator

Try how much the loan costs per month. The result is indicative.

kk
%
Estimated monthly installment
Total cost of loan
Total repayment

The calculation is indicative and based on a fixed annuity loan. The final rate and costs are determined based on a personal credit decision.

Compare loans with these values

Loan comparison

Find the most affordable consumer loan for you. Compare by interest rate, loan amount and repayment period – all offers in one view, no registration required.

Morrow Bank

Most popular
Loan amount
1 000 € – 50 000 €
Rate from
8,5 %
Loan term
1 v – 15 v

Creditstar

Fast
Loan amount
100 € – 15 000 €
Rate from
14,9 %
Loan term
1 kk – 6 v

Instabank

Flexible
Loan amount
500 € – 50 000 €
Rate from
15,9 %
Loan term
6 kk – 15 v

Ferratum

Well-known
Loan amount
100 € – 20 000 €
Rate from
17,5 %
Loan term
1 kk – 6 v

Bondora

Flex credit
Loan amount
500 € – 20 000 €
Rate from
8,9 %
Loan term
3 kk – 5 v

How to compare loans

Three easy steps to a cheaper loan.

  1. 1

    Calculate monthly installment

    Adjust the loan amount and repayment period with the calculator – instantly see what fits your monthly budget.

  2. 2

    Compare offers

    Check the starting rate, loan amount and repayment period. Open "Show details" for a deeper analysis.

  3. 3

    Apply in minutes

    Click the Apply button and fill in a short application directly with the lender. Decision often the same day.

Why compare on Lainafy?

Only trusted lenders

We list only lenders registered with the Finnish Financial Supervisory Authority.

Fast and convenient

Comparison in seconds – no registration, no commitments.

Transparent information

Rates and costs visible – no hidden fees.

Made in Finland

A Finnish team keeps the information up to date.

Frequently asked questions

What does loan comparison mean?

Loan comparison means comparing offers from different lenders to find the cheapest loan. Lainafy.com gathers offers on one page so you can see prices, rates and terms side by side.

Does loan comparison affect my credit information?

The comparison itself is completely anonymous and leaves no trace on your credit record. A credit check is only made when you submit an actual loan application to a lender.

Does using Lainafy cost anything?

The service is completely free for the user. We receive a commission from the lenders whose offers you compare, but this does not affect the rate or terms you receive.

What is the difference between effective annual interest rate and nominal interest rate?

The nominal interest rate is the base rate of the loan, but the effective annual interest rate also includes all other loan costs. Always compare the effective annual rate when you want to know the true cost of the loan.

Ready to find the cheapest loan?

Compare the best offers in seconds – completely without obligation.

Start comparing