Privacy policy

Data controller

Qupio Solutions Oy (Business ID 2849637-8)
Minkkitie 16 B 19, 01450 Vantaa
Finland
Email: hello@qupiosolutions.fi

1. Processed data

We process the following data on the Lainafy.com website:

Browser data and IP addresses (essential cookies)
Anonymous behavioural data (analytics cookies, with user consent)
Affiliate tracking data (marketing cookies, with user consent)

2. Basis and purpose of processing

The basis is user consent (GDPR Art. 6(1)(a)) or legitimate interest in ensuring site operation (GDPR Art. 6(1)(f)). The purpose is to provide a high-quality, customizable and evolving loan comparison service.

3. Cookies

The site uses three types of cookies:

Essential: basic site functions. No consent required.
Analytics: Google Analytics or similar, only after consent.
Marketing/Affiliate: affiliate tracking and any retargeting cookies, only after consent.

You can change your consent at any time via the Cookie settings link in the footer.

4. Affiliate link tracking

Lainafy.com is an affiliate site. When you click an ”Apply” button, we direct you to the lender’s site and may receive a commission from a potential loan. This doesn’t affect the rate or terms you receive. Affiliate tracking uses cookies only with your consent.

5. Data retention period

We retain data only as long as necessary for the purpose of processing or as required by law.

6. User rights

You have the right to:

Know the data stored about you
Request correction or deletion of data
Withdraw consent
File a complaint with the data protection authority (tietosuoja.fi)

Requests can be sent by email to hello@qupiosolutions.fi.

7. GDPR compliance

We process personal data in accordance with the EU General Data Protection Regulation (GDPR) and Finnish data protection law. Your personal data is not sold or transferred to third parties for marketing purposes.

8. Changes to the policy

This privacy policy may change. Always check the current version on this page.