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500 euro loan – compare the cheapest

A 500 euro loan is suitable for small and unexpected expenses. Compare the best offers on one page and get a decision often in minutes.

  • Free comparison
  • Anonymous
  • Fast decision

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Try how much the loan costs per month. The result is indicative.

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Estimated monthly installment
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Esimerkki: Kun lainasumma on , korko ja takaisinmaksuaika , kuukausierä on , lainan kokonaiskulut sekä takaisinmaksettava summa yhteensä .

Who is a 500 € loan for?

A 500 euro loan is typically meant for small unexpected expenses: car servicing, a doctor's visit, paying a bill, or other urgent needs. It suits you if you need a small amount quickly and do not want to commit to a long-term credit. Typically 500 euros is repaid over 3–24 months.

Typical uses

  • Small car service or tyre change
  • Doctor visit or dental care
  • Sudden home appliance breakdown
  • Paying a travel bill before payday
  • A smaller purchase (phone, computer parts)

500 € loan monthly payment examples

The examples below are indicative. The actual interest rate and monthly payment are determined by the applicant's creditworthiness.

Loan periodEffective annual rateMonthly paymentTotal to be repaid
6 kk12,9 %87 €522 €
1 vuosi12,9 %45 €536 €
2 vuotta12,9 %24 €568 €

Lenders suitable for a 500 € loan

Creditstar

Fast
Loan amount
100 € – 15 000 €
Rate from
14,9 %
Loan period
1 kk – 6 v

Ferratum

Well-known
Loan amount
100 € – 20 000 €
Rate from
17,5 %
Loan period
1 kk – 6 v

Instabank

Flexible
Loan amount
500 € – 50 000 €
Rate from
15,9 %
Loan period
6 kk – 15 v

Frequently asked questions

Can I get a 500 euro loan with credit records?

Yes, if you have clean credit and regular income. Active payment defaults usually prevent getting the loan.

How long does it take for the money to arrive?

Most lenders transfer funds to your account on the same day, if you apply on a weekday before the afternoon.

Is a 500 euro loan expensive?

Small loans are usually proportionally more expensive in total costs than larger loans because administrative fees are allocated to a small principal. Always compare on the effective annual rate.

Can I repay a 500 euro loan early?

Yes. All consumer loans under 10,000 euros granted in Finland have a statutory right to early repayment without extra charges.

Ready to apply for a 500 € loan?

Compare offers and apply at the lowest rate.

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