Creditstar is one of the largest digital consumer credit providers in the Nordics. The company offers loans for both small and medium-sized needs – with fast decisions and fully online.
Creditstar is particularly suitable when you need money quickly and for smaller amounts. The application is done online and a decision usually comes within a few minutes.
Who is Creditstar for?
Creditstar is best for small to medium-sized loan needs and situations where money is needed quickly.
Features
- Loans €100 – €10,000 directly to your account
- Decision in minutes
- Entire process online
- Over 10 years of experience in Nordic markets
Pros and cons
+ Pros
- Extremely fast processing
- Low minimum amount of €100
- Entire application on mobile
− Cons
- Higher rates on larger amounts
- Not suitable for long-term loans
Loan terms
Applicant must be at least 21 years old. Regular income. Permanent residence in Finland.
Possible costs
Opening fee €0. Interest rate varies 19.9% – 49.9%. Check the effective annual rate from your application.
Application process
Application filled in online, identification with bank credentials, decision in minutes and money in your account the same day.
Repayment
Flexible monthly installments. You can repay the loan in full at any time without additional fees.
Customer experience
Users praise the ease and speed of Creditstar's application. Especially for small, unexpected expenses, Creditstar is a popular choice.
Rate, costs and representative example
Representative example: €2,000 loan, repayment period 24 months, effective annual rate 29.7%, monthly installment approx. €110.
Frequently asked questions – Creditstar
How quickly is the money in my account?
The loan can often be in your account within minutes once your application is approved after identification.
Can I repay the loan early?
Yes, you can repay your Creditstar loan early at any time without additional fees.
What is the effective annual rate at Creditstar?
The effective annual rate is 19.9% – 49.9% and is determined based on a personal credit decision.