Yrityslainat.com is a business loan comparison service operated by Lead Group Oy, which collects offers from over 18 lenders with a single application – including Qred Bank, CapitalBox, Capitalia, Saldo Bank, Svea, Alisa Pankki, and many others. The service does not grant loans itself but helps you find the best offer in the Finnish business loan market.
The comparison is 100% free and completely non-binding for the user. You fill in one application in 5 minutes and typically receive preliminary offers the same day. You can choose the best offer or skip all of them – you have no obligation to accept anything.
The service is suitable for both new and established companies. With competitive bidding, you can save thousands of euros in interest costs on longer loans when several lenders compete for the same application.
Who is Yrityslainat.com for?
Yrityslainat.com is particularly suitable for entrepreneurs who want to save time and find the most affordable offer without having to fill out separate applications for each bank. Suitable for both startup founders seeking startup funding, growing SMEs, and established companies financing investments.
Features
- Competition between 18+ lenders
- Loan amount €1,000 – €10,000,000
- Repayment period 3 months – 10 years
- One application, multiple offers
- Preliminary offers in 5 minutes
- Money in your account in as little as 15 minutes
- 100% free and non-binding
- All loan types: working capital, investment, equipment, startup
Pros and cons
+ Pros
- Only one application to fill out – multiple offers
- Competition significantly reduces interest costs
- Free and non-binding service
- Fast process – offers in minutes
- 18+ well-known lenders participating
- Suitable for both new and established companies
- Loan amount up to €10 million
− Cons
- The service does not grant loans itself but acts as a broker
- Final offer depends on the lender
- Lenders may contact you after the application
- Certain specialized financing (such as real estate projects) may require additional clarifications
Loan terms
The applicant is a representative of a company registered in Finland (Business ID). Filling out the application requires the company's basic information, loan amount, and repayment period. Final terms are determined based on the lender's personal credit decision – Yrityslainat.com does not decide the terms itself.
Possible costs
The comparison service is 100% free for the user. Lenders pay a brokerage fee to the service, which does NOT affect the interest rate or terms you receive. Loan costs (interest, opening fee, monthly fee) depend on the lender you choose.
Application process
1) Fill in the application on Yrityslainat.com (approx. 5 min). 2) Provide the company's basic information, loan amount, and repayment period. 3) The application is automatically forwarded to 18+ lenders. 4) You typically receive preliminary offers the same day – sometimes within minutes. 5) Compare the offers and choose the best – or skip all if none fit.
Repayment
Repayment terms are determined by the lender you choose. Typically, the loan is an annuity loan with a fixed monthly installment. Most lenders allow free early repayment.
Customer experience
Entrepreneurs especially praise Yrityslainat.com for time savings – one application replaces dozens of separate applications. According to customer feedback, the competition has brought thousands of euros in savings in interest costs, as lenders offer reduced rates to win the competition.
Rate, costs and representative example
Example of competition: €50,000 business loan, repayment period 36 months. When several lenders compete for the same application, the effective annual rate can drop by several percentage points – this means savings of thousands of euros over the life of the loan.
Frequently asked questions – Yrityslainat.com
What is the difference between Yrityslainat.com and direct lenders?
Yrityslainat.com does not grant loans itself but forwards the application to 18+ lenders with one click. You receive multiple offers and can choose the best, whereas from a direct lender you only get one offer.
Does using Yrityslainat.com cost anything?
No. The comparison service is 100% free and non-binding. Lenders pay a brokerage fee to the service, which does NOT affect the interest rate or terms you receive.
How much can I borrow through the competition?
The loan amount is €1,000 – €10,000,000. Smaller amounts are suitable for working capital and larger amounts for investments or real estate acquisitions.
How quickly do I receive offers?
You typically receive preliminary offers within 5 minutes of submitting the application. The final decision and money in your account arrive within 1–2 business days depending on the lender you choose.
Is the service suitable for a startup?
Yes. Yrityslainat.com is suitable for both startup founders seeking startup funding and established SMEs. Several lenders accept applicants with a short business history.
Am I obligated to take any offer?
No. You can skip all offers if none fit. You have no obligation to accept anything – the competition is always non-binding.